The Problem of Debt

Many people in our society are encountering situations where, because of redundancy, illness or some other unexpected change in personal circumstances, they cannot afford to repay household bills, loans and other forms of credit they have taken out. Others may have got into debt because they do not have good money management skills. Some have simply borrowed more than they can afford to repay.

There are those in debt who do not know how to get themselves out of the situation. If action is not taken the situation will rapidly worsen. Interest, fees and charges may mount up or the lender applies pressure to secure repayment.  Such out-of-control or “unmanaged” personal debt is not confined to any one geographic area. It is a national problem. There are no statistics on how many people have unmanaged debt in Staplehurst and the surrounding areas but there are certainly some, if not many.

The Community Centre for Debt Advice in Staplehurst was specifically set up to provide trusted, confidential, hands-on support and advice to those with the problem of debt.